Get your fleet of taxis insured under the best insurance policy

No matter, you have a taxi or a car, it is essential to get it insured if you are taking it on the road. The insurance keeps you and your vehicle protected against any kind of mishap. The individuals having one vehicle do not face any trouble in getting the taxi insured but the ones who run a car or taxi rental service trouble in getting the insurance of every taxi or getting the insurance renewed. To make the task of such companies easy, taxi fleet insurance for new business is introduced. In such insurance, you can get a certain number of vehicles insured and also get eh insurance of all the taxies renewed in one go.

There are several policies available for this insurance and you can also get the flexibility of introducing the third party. You can also include your driver in the policy.

Get the insurance for mixed vehicle

The car rental companies have different vehicles from a taxi to a minibus to a luxury limo.  You can get all of them insured in one policy. However, introducing the luxury vehicles can lead to rise in the overall cost of the policy. To overcome this issue, you can consider getting the chauffeur insurance. If you take this insurance, you will be able to reduce the overall cost of the insurance policy.

Private hire or public hire

There are many businesses that often get confused which insurance to take from public or private. You need to select the one that includes insurance for minicabs, black cabs, public as well as private hire. If you are a private business offering taxis on rent then you get the taxis licensed from the concerned authorities.

Elements of the fleet insurance

To get the right insurance cover for your fleet, you should consider getting in touch with the specialist automobile insurance broker. The broker will first listen to your requirements and will provide you the best covers that you can consider getting. Certain things that you need to look for include:

  • Public liability insurance – it is not a mandatory requirement and thus might not be a part of the insurance cover. This coverage offers you protection against injury to the passengers, claims from third party etc.
  • Passenger insurance – every taxi insurance is inclusive of the passenger requirement. This includes the claims for the damage that is done to the taxi by the passenger. The passengers can also claim for the compensation from you if they face any injury. Different polices offer different levels of coverage. You can also know in detail about the things that are covered and how much you need to pay for getting the complete coverage.
  • Term of insurance – generally the insurance coverage is provided for a term of 12 months. But if you are tight on budget then you can also opt for a short term insurance. The term of these insurances can be increased as per the need. These coverage might cost you a bit high than long term insurances.

by Rahul Paul via Everyone's ADM Blog Posts - Automotive Digital Marketing

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